<?xml version="1.0" encoding="UTF-8"?><rss version="0.92">
<channel>
	<title>Breaking Free of Constraints</title>
	<link>http://www.constrained.org</link>
	<description></description>
	<lastBuildDate>Mon, 03 Oct 2011 15:41:22 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	<!-- generator="WordPress/3.2.1" -->

	<item>
		<title>5 Personality Traits of Leaders</title>
		<description><![CDATA[It&#8217;s a cut-throat world out there and the competition has gotten downright savage – especially for CEOs and other leaders. Today, the best leaders are taking the time to understand what personality traits help to improve their viability and leadership skills, in order to become a leader that others can&#8217;t help but follow. There are [...]]]></description>
		<link>http://www.constrained.org/5-personality-traits-of-leaders.htm</link>
			</item>
	<item>
		<title>Get rid of bad financial habits</title>
		<description><![CDATA[Image via Wikipedia Financial bad habits are the number reason for getting into debts. People are often unwilling to count the change in their bank account. They feel that somehow they will find a way out of a financial problem.Here are some common financial bad habits. Balance transfer People juggle between credit cards. One card [...]]]></description>
		<link>http://www.constrained.org/get-rid-of-bad-financial-habits.htm</link>
			</item>
	<item>
		<title>When debt collectors come knocking</title>
		<description><![CDATA[Image via Wikipedia Debt collectors are the most feared people by people who are in debt. Their every call is so displeasing that debtors want to run away somewhere forever. Debt is such a fatal disease. It spreads, and spreads. Till nothing can be done about it. The brave face it. The meek think of [...]]]></description>
		<link>http://www.constrained.org/when-debt-collectors-come-knocking.htm</link>
			</item>
	<item>
		<title>How to raise capital for your business</title>
		<description><![CDATA[Image via Wikipedia This is a simple question. But the answers are not that simple. Large companies have grown enormously by raising capital. In fact raising capital is the only way to grow big in short time. Raising capital may not make the owners of the corporation rich. It will only give the opportunity to [...]]]></description>
		<link>http://www.constrained.org/how-to-raise-capital-for-your-business.htm</link>
			</item>
	<item>
		<title>Conquering Debt &#8211; Sacrifice Now or Sacrfice Later</title>
		<description><![CDATA[Image by Getty Images via @daylife Getting in debt can be a sneaky process and it usually happens because there is not a spending plan &#8211; commonly referred to as a budget. It is so easy and painless to pull out the plastic for any purchase and buy it now. The problem is that there [...]]]></description>
		<link>http://www.constrained.org/conquering-debt-sacrifice-now-or-sacrfice-later.htm</link>
			</item>
	<item>
		<title>Recession Driven Fear</title>
		<description><![CDATA[Image via Wikipedia The &#8220;Great Recession&#8221; laid waste to much of the US economy &#8211; housing, employment, the stock market and consumerism were all hit hard. As the country continues the long process of recovery, economic indicators are improving. However, one restraining constant remains &#8211; consumer confidence has yet to rebound. The major cause for [...]]]></description>
		<link>http://www.constrained.org/recession-driven-fear.htm</link>
			</item>
	<item>
		<title>Deficit to Debt &#8211; The Impact of Budget Deficits on the National Debt</title>
		<description><![CDATA[Image via Wikipedia Two words &#8211; &#8220;deficit&#8221; and &#8220;debt&#8221; are tossed around &#8211; often interchangeably &#8211; and confuse rather than clarify an understanding of America&#8217;s national debt status. The reality is that the United States has a national debt of over $14.3 trillion dollars. That is a difficult number to comprehend and even more difficult [...]]]></description>
		<link>http://www.constrained.org/deficit-to-debt-the-impact-of-budget-deficits-on-the-national-debt.htm</link>
			</item>
	<item>
		<title>Applying for a Lower Interest Rate for Your Home</title>
		<description><![CDATA[&#160; Image via Wikipedia When you want to lower the interest rate for your home mortgage you have two options: refinance the mortgage or apply for a loan modification. Whichever the route, you have to be able to qualify for a refinance or loan modification. A loan modification has its own set of steps you [...]]]></description>
		<link>http://www.constrained.org/applying-for-a-lower-interest-rate-for-your-home.htm</link>
			</item>
	<item>
		<title>4 Benefits of Online Commodities Trading</title>
		<description><![CDATA[Should you trade commodities? If you have yet to make the decision to move into trading these types of investments, consider the key benefits of doing so. Many investors will find that there are some outstanding reasons to trade commodities instead of other types of investments. Key Reasons to Trade Commodities Look at these benefits [...]]]></description>
		<link>http://www.constrained.org/4-benefits-of-online-commodities-trading.htm</link>
			</item>
	<item>
		<title>5 Ways to use Google Apps to Perfect Your Business</title>
		<description><![CDATA[Your business lives and dies by its ability to be organized and streamlined for maximum productivity. Without it you could be wasting valuable time that could be spent on growing your business and bettering your product. So how do you keep your business at its most efficient level of productivity? With the use of Google’s [...]]]></description>
		<link>http://www.constrained.org/5-ways-to-use-google-apps-to-perfect-your-business.htm</link>
			</item>
	<item>
		<title>Skipping Bills Never Work. Try Reducing Expenses Instead</title>
		<description><![CDATA[&#160; Image via Wikipedia Skipping certain bills or delaying payment until you have sufficient cash in hand may seem like an attractive thought when you do not have sufficient cash in hand. However, your decision to postpone the bills will result in the entry of debt collectors and other such individuals into your household. Your [...]]]></description>
		<link>http://www.constrained.org/skipping-bills-never-work-try-reducing-expenses-instead.htm</link>
			</item>
	<item>
		<title>Budgeting for College</title>
		<description><![CDATA[College is an exciting time of life! You are beginning your adventure as an adult, moving out on your own, and deciding the direction for your future. In order to have the funds to buy your books, pay tuition, and—of course—attend those parties, you&#8217;ll need to learn how to budget. Check out these tips for [...]]]></description>
		<link>http://www.constrained.org/budgeting-for-college.htm</link>
			</item>
	<item>
		<title>Personal Budget Tips</title>
		<description><![CDATA[Let&#8217;s face it, we are in a realm of tough times and many people find it necessary to establish a personal budget to better manage money, meet all expenses, increase savings and live a comfortable life. Here are some useful tips to setting up a personal budget to meet your needs: Track your money. Figure [...]]]></description>
		<link>http://www.constrained.org/personal-budget-tips.htm</link>
			</item>
	<item>
		<title>Cutting Down Expenses During Tough Times – How To Choose?</title>
		<description><![CDATA[The only thing unrealistic about fairy tales is the line at the end- And they happily lived ever after. You may have lived a life with lots of material comforts but that is no guarantee that you will avoid financial problems in the future. If you have a couple of kids and the family to [...]]]></description>
		<link>http://www.constrained.org/cutting-down-expenses-during-tough-times-%e2%80%93-how-to-choose.htm</link>
			</item>
	<item>
		<title>Cut Your Losses</title>
		<description><![CDATA[Financial hard times are a part of the game of life: live it, learn it, love it. Well, don&#8217;t love it tooÂ much. But definitely don&#8217;t be afraid of it. When unexpected expenses hit you hard &#8212; everything from repairs to court fees for whatever issues, such as tickets or child support or jail time &#8212; that [...]]]></description>
		<link>http://www.constrained.org/cut-your-losses.htm</link>
			</item>
	<item>
		<title>Facing Tough Financial Times – Motivating Your Family Is Very Important</title>
		<description><![CDATA[&#160; Image via Wikipedia You must consider going in for a vacation from the money that you have saved in the past the moment you foresee a financial crisis in your house. Stunned? How on earth can even think of going on vacation out of your savings? Should you not save it for more important [...]]]></description>
		<link>http://www.constrained.org/facing-tough-financial-times-%e2%80%93-motivating-your-family-is-very-important.htm</link>
			</item>
	<item>
		<title>Affordable Rental Housing</title>
		<description><![CDATA[With gas prices set to reach an all time high, it&#8217;s no wonder that people are tightening their budgets. Just as, in the early 90s, the U.S population was obsessed with climbing the corporate ladder and moving to a house on the hill, in 2011 downsizing is becoming popular as people seek to survive, rather than [...]]]></description>
		<link>http://www.constrained.org/affordable-rental-housing.htm</link>
			</item>
	<item>
		<title>Gain financial stability and save &#8211; double whammy</title>
		<description><![CDATA[Gain Financial Stability and Save &#8211; Double Whammy At some point in their lives almost everybody struggles with finances, and sometimes it can feel like you will never be independent or stable financially. The fact is, most of the problems that come from finances are brought on by ourselves due to bad habits and bookkeeping [...]]]></description>
		<link>http://www.constrained.org/gain-financial-stability-and-save-double-whammy.htm</link>
			</item>
	<item>
		<title>Tips For Budgeting</title>
		<description><![CDATA[Image via Wikipedia For many people, developing a budget is a nice idea, but one that is rarely executed with consistency or accuracy. Many people put together they budget they want to have, or the budget they think they should have, but rarely do they put together budget that is a combination of both sense [...]]]></description>
		<link>http://www.constrained.org/tips-for-budgeting.htm</link>
			</item>
	<item>
		<title>The Burden of Small Businesses</title>
		<description><![CDATA[The American Dream is definitely an entrepreneurial spirit; in other words, it&#8217;s about small businesses. They stimulate the economy, promote good spending, and enhance the basic morale of the human mind. Think about it — doesn&#8217;t it feel good to even think about starting your own business? Creating your own brand name? Pretty appealing. The sad thing is [...]]]></description>
		<link>http://www.constrained.org/the-burden-of-small-businesses.htm</link>
			</item>
	<item>
		<title>Saving Money WIth Readjusted Loans</title>
		<description><![CDATA[When the economy starts to go bad, that usually means that it is time to start thinking about how to save money and cut the costs of every day necessities. One way to readjust a budget and lower a household or person&#8217;s monthly overhead costs is to consider the benefits of car refinance loans. Everyday, [...]]]></description>
		<link>http://www.constrained.org/saving-money-with-readjusted-loans.htm</link>
			</item>
	<item>
		<title>Take the Call From the Bill Collectors</title>
		<description><![CDATA[Many people, when they are in debt, make a mistake that can actually get them in more financial trouble. They get so fed up with the bills, letters, and calls that they get from people and companies that they owe money to, that they stop accepting or responding to them. This is not a good [...]]]></description>
		<link>http://www.constrained.org/take-the-call-from-the-bill-collectors.htm</link>
			</item>
	<item>
		<title>Stay Debt Free</title>
		<description><![CDATA[More and more often, you hear about debt. There is so much debt in the world that it can feel overwhelming, even if you don&#8217;t have any. There are constantly news reports and articles about staying out of debt and about what to do if you are in debt. There are some very easy steps [...]]]></description>
		<link>http://www.constrained.org/stay-debt-free.htm</link>
			</item>
	<item>
		<title>Pay Off Credit Card Debt</title>
		<description><![CDATA[One of the biggest causes of debt today is credit card debt. This is a competely avoidable type of debt, but one that so many Americans are in that it can seem unavoidable. If you are already in debt due to credit cards, you may feel that there is no way out. Luckily, there are [...]]]></description>
		<link>http://www.constrained.org/pay-off-credit-card-debt.htm</link>
			</item>
	<item>
		<title>Filing for Bankruptcy</title>
		<description><![CDATA[Losing your job or being faced with a loss of income through no fault of your own can be an extremely stressful and trying event—especially if you have a family. When parents lose a job or are forced to reduce their income, they can become irritable or depressed, which can have an adverse effect on [...]]]></description>
		<link>http://www.constrained.org/filing-for-bankruptcy.htm</link>
			</item>
	<item>
		<title>Dealing With Financial Changes</title>
		<description><![CDATA[The recession has hit a lot of people hard. Many people have had to cut back. With an employment rate that is higher than ever before, there are many people who are in extreme situations. Jobs have been cut, or pay gets cut, and you find that you can no longer afford everything that you [...]]]></description>
		<link>http://www.constrained.org/dealing-with-financial-changes.htm</link>
			</item>
	<item>
		<title>Making a Budget</title>
		<description><![CDATA[Many people do not understand how to effectively make a budget. Because of this, there are a large number of people who end up in debt. They do not know how to deal with their money and make it work for them. Making a budget is extremely important, and understanding how to do it right [...]]]></description>
		<link>http://www.constrained.org/making-a-budget.htm</link>
			</item>
	<item>
		<title>Renting Turns Foreclosures Into Money</title>
		<description><![CDATA[The biggest contributor to the financial crisis and the ensuing recession was the bursting of the real estate bubble. Countless families were buying homes and financial intuitions were buying rental buildings. Once the economy soured, many of these properties went into foreclosure. Foreclosed properties present a very valuable opportunity for investors looking to turn a [...]]]></description>
		<link>http://www.constrained.org/renting-turns-foreclosures-into-money.htm</link>
			</item>
	<item>
		<title>Know Your Options to Get Back on Track</title>
		<description><![CDATA[When you are facing a pile of bills and just aren&#8217;t sure what to do next, you need to consider all of your options. No one likes to feel overwhelmed by debt, and thinking about the bills you have to pay can make many people sick to their stomach. Going over all of your options [...]]]></description>
		<link>http://www.constrained.org/know-your-options-to-get-back-on-track.htm</link>
			</item>
	<item>
		<title>Your Wedding Budget</title>
		<description><![CDATA[Planning out your wedding can be a daunting process. Not only do you have to get up the huge amount of courage it&#8217;s going to take to promise to spend the rest of your life caring for someone else, but you also have to pay for it! Needless to say, this is a horrifically expensive [...]]]></description>
		<link>http://www.constrained.org/your-wedding-budget.htm</link>
			</item>
	<item>
		<title>car refinancing</title>
		<description><![CDATA[Having financial problems is a scary situation. It’s made that much scarier when you have a family. It’s one thing when the increasing debt you have is threatening to bring down the comfort and raise the stress level as you know it, but it’s a completely different animal when it brings your family into harm&#8217;s [...]]]></description>
		<link>http://www.constrained.org/car-refinancing.htm</link>
			</item>
	<item>
		<title>How Debt Consolidation Hits Your Credit Score</title>
		<description><![CDATA[A credit score is a critical element for many facets of life. You need a good score to get a home loan, a credit card, or even to get into some jobs and career fields. This credit score follows you throughout your life and, if you do not pay enough attention to it, it can [...]]]></description>
		<link>http://www.constrained.org/how-debt-consolidation-hits-your-credit-score.htm</link>
			</item>
	<item>
		<title>Cutting Expenses Can be Frustrating</title>
		<description><![CDATA[When you are finding that your income doesn&#8217;t quite cover everything that you need to pay, you may find that you have to start making cuts. There are inevitably things in your monthly spending that you do not need to spend your money on. These, of course, are generally going to be the first to [...]]]></description>
		<link>http://www.constrained.org/cutting-expenses-can-be-frustrating.htm</link>
			</item>
	<item>
		<title>Improve Customer Satisfaction With These Tips</title>
		<description><![CDATA[There are plenty of ways to get customers to come to your website, but you won&#8217;t keep them there long enough to buy (or get them to come back) if they aren&#8217;t satisfied with what you&#8217;re offering. Keeping customers happy goes beyond product selection and price, too, so there are other factors that you&#8217;ll need [...]]]></description>
		<link>http://www.constrained.org/improve-customer-satisfaction-with-these-tips.htm</link>
			</item>
	<item>
		<title>Help Save Money &#8211; Put Together a Budget</title>
		<description><![CDATA[Sometimes, it can be difficult to have a budget and stick to it. In fact, for some people this gets so frustrating that they just give up on it all together. This is never a good idea. It doesn&#8217;t matter if you have a lot of money or practically nothing; making sure that you have [...]]]></description>
		<link>http://www.constrained.org/help-save-money-put-together-a-budget.htm</link>
			</item>
	<item>
		<title>Starting a Savings Account for You and Your Children</title>
		<description><![CDATA[Starting a savings account is not as difficult as it may seem. You do not have to have a lot of income to start saving. With a little research you will find that there are many different savings programs available. While you are looking into information on opening your own savings account, you may also [...]]]></description>
		<link>http://www.constrained.org/starting-a-savings-account-for-you-and-your-children.htm</link>
			</item>
	<item>
		<title>Starting a Business is Expensive</title>
		<description><![CDATA[Starting a business is a tough job. Many people today are trying out starting their own business, but they may not realize exactly how much it costs to do this. In fact, it can get very expensive, even if you are just selling a few products online. So, where does the cost come in? Getting [...]]]></description>
		<link>http://www.constrained.org/starting-a-business-is-expensive.htm</link>
			</item>
	<item>
		<title>Making a Basic Budget</title>
		<description><![CDATA[Making a budget is an important part of managing your finances. Do you know how to set a budget that will work for you and your family? A budget will also help you to track where your money goes, pay your bills on time, and help control your spending. To begin putting together a budget [...]]]></description>
		<link>http://www.constrained.org/making-a-basic-budget.htm</link>
			</item>
	<item>
		<title>Save Money Filing Your Taxes</title>
		<description><![CDATA[Saving money is a popular theme, no matter what your income or socioeconomic level. When it comes to your taxes, you are always looking for a way to keep your tax liability at bay. This includes paying for a professional service, such as H&#38;R Block or Turbotax, to help you prepare and file your taxes. [...]]]></description>
		<link>http://www.constrained.org/save-money-filing-your-taxes.htm</link>
			</item>
	<item>
		<title>You Can Survive Without Satellite Television</title>
		<description><![CDATA[People feel that they cannot make the sacrifice of living without their cable or satellite television. But, in reality how much time do you actually spend a day watching television programs? With the technology available and the websites, programs, and access to television shows and programs on the internet now, is it truly necessary for [...]]]></description>
		<link>http://www.constrained.org/you-can-survive-without-satellite-television.htm</link>
			</item>
	<item>
		<title>Budgeting Made Easy</title>
		<description><![CDATA[Everyone these days needs a budget. The budgets of today have even more constraints on them than ever before. Families are stretching their budgeted dollars to the limit. The budgets do not seem to be working anymore. That is because we are constantly finding ourselves needing just a few more dollars. We are borrowing from [...]]]></description>
		<link>http://www.constrained.org/budgeting-made-easy.htm</link>
			</item>
	<item>
		<title>Making Sacrifices for a Better Life</title>
		<description><![CDATA[At some point in our life we all have to make sacrifices for some reason or another. Learning to manage your finances well requires sacrifice. It may be time for you to take a good hard look at what you have and what you can sacrifice to live a better life. Are you struggling just [...]]]></description>
		<link>http://www.constrained.org/making-sacrifices-for-a-better-life.htm</link>
			</item>
	<item>
		<title>Saving for a Rainy Day</title>
		<description><![CDATA[No matter what your financial situation, there is a way to save money and put it away for times of need. It is not always easy, but it can be done. We all like to think that things will go along the way they are now or get better. We never know what is ahead [...]]]></description>
		<link>http://www.constrained.org/saving-for-a-rainy-day.htm</link>
			</item>
	<item>
		<title>What To Get Rid Of In A Bad Economy</title>
		<description><![CDATA[When the economy takes a turn for the worst, many people are affected. As with the recession that has affected that latter half of the 2010 decade, the ripples of bad financial decisions is felt in many Americans homes. While the government is busy playing the blame game, and trying to work on a wholesale [...]]]></description>
		<link>http://www.constrained.org/what-to-get-rid-of-in-a-bad-economy.htm</link>
			</item>
	<item>
		<title>How To Negotiate With Bill Collectors</title>
		<description><![CDATA[In tough economic times, people can find themselves in a financial mess. This is a scary and confusing time, especially if someone has never had to experience a situation such as this. We have all seen the commercials, the phone is ringing off the hook, the distressed homeowner is trying desperately to negotiate with bill [...]]]></description>
		<link>http://www.constrained.org/how-to-negotiate-with-bill-collectors.htm</link>
			</item>
	<item>
		<title>How To Get Used To A Lower Income</title>
		<description><![CDATA[Many people find that they need to change their spending habits, and that their incomes are not supporting the quality of life that they have engaged in. Some of the reasons that people decide to make changes are with things like pregnancy, loss or transfer of a job, or an illness. These situations are more [...]]]></description>
		<link>http://www.constrained.org/how-to-get-used-to-a-lower-income.htm</link>
			</item>
	<item>
		<title>Getting Through The Recession</title>
		<description><![CDATA[There are psychological phenomena that occurs when a mass group is under intense financial duress. One of the greatest mistakes that many people make during this time is what is called &#8220;poor spending.&#8221; Poor spending is the spending that takes place on non-vital items, in order to fulfill the desire to feel un-poor. This is [...]]]></description>
		<link>http://www.constrained.org/getting-through-the-recession.htm</link>
			</item>
	<item>
		<title>How To Budget During A Recession</title>
		<description><![CDATA[During a recession many people find that they need to cut back on their expenditures. Whether this is a result of a loss of income, due to the economy, or a choice in order to prepare, it is something that can be easily done, so that families do not feel the brunt of the pinch. [...]]]></description>
		<link>http://www.constrained.org/how-to-budget-during-a-recession.htm</link>
			</item>
	<item>
		<title>Forever In Debt?</title>
		<description><![CDATA[I can’t remember the last time I heard of so many people filing for bankruptcy! I mean, there was a time when I thought that only companies or really wealthy people could go bankrupt. However, in the past year I have heard of everyday people claiming to be bankrupt. Why? Well, after the economic recession, [...]]]></description>
		<link>http://www.constrained.org/forever-in-debt.htm</link>
			</item>
	<item>
		<title>Why Refinancing Is Good During A Recession</title>
		<description><![CDATA[A refinance is a good idea during a recession for a number of reasons. Some of the reasons include, converting an old high interest rate fixed loan to a lower fixed rate, eliminating a costly ARM loan, or simply consolidating bills to a low monthly payment as a means of preventing a bankruptcy declaration. Consolidating [...]]]></description>
		<link>http://www.constrained.org/why-refinancing-is-good-during-a-recession.htm</link>
			</item>
	<item>
		<title>What Bills Should Be Paid During Tough Times</title>
		<description><![CDATA[Image by liewcf via Flickr During tough times, many folks have to make hard decisions regarding payments that are to be made. Some people find it difficult to stop paying on any bills, and are therefore highly stressed to do the lack of funds to pay everything on time. Here are the things that you [...]]]></description>
		<link>http://www.constrained.org/what-bills-should-be-paid-during-tough-times.htm</link>
			</item>
	<item>
		<title>Three Things a Struggling Business Should Never Do</title>
		<description><![CDATA[In these times of economical turmoil and instability, many businesses, both small and large, are suffering hardships. As people spend less-but-more intelligently, gone are the frivolous purchases that have kept many businesses in the black for a long time. No matter how much your business struggles, there are a few things you should never do. [...]]]></description>
		<link>http://www.constrained.org/three-things-a-struggling-business-should-never-do.htm</link>
			</item>
	<item>
		<title>Collection Agent Tactics</title>
		<description><![CDATA[Collection companies have used tried and true tactics in order to get their money. Many of them try to bully, and instill fear, while others try to be understanding. Whatever the strategy, just know that it is all a means to obtain what you owe. There are ways to work around the tactics that collection [...]]]></description>
		<link>http://www.constrained.org/collection-agent-tactics.htm</link>
			</item>
	<item>
		<title>Sacrifices During A Recession</title>
		<description><![CDATA[Many people sacrifice things during a tough economic recession. For instance, that annual family vacation might not happen, or the new car that has been in the hopes for a year or so will have to wait. Some of the other sacrifices that people make are with their monthly entertainment budget, or with new clothing. [...]]]></description>
		<link>http://www.constrained.org/sacrifices-during-a-recession.htm</link>
			</item>
	<item>
		<title>Tips For Adjusting To A New Income</title>
		<description><![CDATA[During a recession, or economic down times, there are things that many people learn to do without. For instance, those name brand jeans, or new electronics, seem to be put off for another time. It is wise in tough times like this to learn to get used to a lower income, if for nothing else, [...]]]></description>
		<link>http://www.constrained.org/tips-for-adjusting-to-a-new-income.htm</link>
			</item>
	<item>
		<title>Refinancing In Today&#8217;s Market</title>
		<description><![CDATA[When considering refinancing, the big picture should be looked at regarding the interest rates that the new loan will be set at. The government has lowered interest rates to those that rival the 1930&#8242;s. This is important because if you are going to pay for a refinance, chances are there is no equity in the [...]]]></description>
		<link>http://www.constrained.org/refinancing-in-todays-market.htm</link>
			</item>
	<item>
		<title>Recession Comparison</title>
		<description><![CDATA[When comparing recessions, from the current to the past, there are elements of both that make them severe, or mild depending on the length of time, and the number of people affected. There is also a distinction between recession and depression, and the only visible delineation from the two is the unemployment rate. The most [...]]]></description>
		<link>http://www.constrained.org/recession-comparison.htm</link>
			</item>
	<item>
		<title>Unemployment Vs. Lower Paying Jobs</title>
		<description><![CDATA[The Great Recession has provided American citizens some opportunities that were unthinkable during the Great Depression of the 1930&#8242;s. For instance, we have unemployment insurance, and many Americans are completely dependent on that in order to keep their homes, feed their children, or continue to hunt for jobs. The government has approved an extension for [...]]]></description>
		<link>http://www.constrained.org/unemployment-vs-lower-paying-jobs.htm</link>
			</item>
	<item>
		<title>Dealing With Debt Collectors</title>
		<description><![CDATA[In dealing with debt collectors, there is always something you should remember; in tough times these companies are saturated with past due accounts. Many of the account holders will file for bankruptcy, while others may simply never pay on the account, and hope that the debt ages out to the point that it simply goes [...]]]></description>
		<link>http://www.constrained.org/dealing-with-debt-collectors.htm</link>
			</item>
	<item>
		<title>Do Not Sacrifice The Bread</title>
		<description><![CDATA[Sometimes when economic times get tough, people automatically begin to cut out unnecessary spending. However, some people end up going overboard on their cutbacks and send themselves into a self induced debt depression. Cutting back does not equate to voluntarily starving yourself, and cutting out basic food stuffs out of an attempt to fully immerse [...]]]></description>
		<link>http://www.constrained.org/do-not-sacrifice-the-bread.htm</link>
			</item>
	<item>
		<title>Budgeting That Makes Sense</title>
		<description><![CDATA[Putting together a budget does not need to be a scary endeavor. In fact, it can be one that is liberating, eye opening, and potentially encouraging. The best advice for setting a budget is to take a hard look at your bills. Get everything out. Bills that that you will need available for this exercise [...]]]></description>
		<link>http://www.constrained.org/budgeting-that-makes-sense.htm</link>
			</item>
	<item>
		<title>Think Positive During A Recession</title>
		<description><![CDATA[During a recession, the best thing that Americans can do for themselves is to remain positive. It is the equivalent of staying calm during a panic. Economist look at the morale of country as a large factor of the effects of recession. During the Great Depression, which is most closely related to the situation of [...]]]></description>
		<link>http://www.constrained.org/think-positive-during-a-recession.htm</link>
			</item>
	<item>
		<title>Adjusting Your Household For Less Income</title>
		<description><![CDATA[The Great Recession has forced many people into adjusting their income. Whether through layoff, change of life situations, or planning for a future, people have decided to make huge cutbacks in the budgets and are essentially eliminating all income with the exception of one. The days of household depending on two incomes has begun to [...]]]></description>
		<link>http://www.constrained.org/adjusting-your-household-for-less-income.htm</link>
			</item>
	<item>
		<title>What To Sacrifice During Tough Times</title>
		<description><![CDATA[During tough times, like the Great Recession, many families are making sacrifices. One of the biggest areas of sacrifice are extra expendatures that are not necessary for the lively hood of American families. This means that maybe Jr. is not going to be part of every sports team during the year, or can not participate [...]]]></description>
		<link>http://www.constrained.org/what-to-sacrifice-during-tough-times.htm</link>
			</item>
</channel>
</rss>

